Future retirement income refers to the income you expect when you retire. Based on your retirement plan, it can come from at least three sources: employer pension plan, personal retirement savings plan and personal pension plan. The aggregate amount from these sources would constitute your future retirement income. But the value of this amount would […]

How do you manage your salary? Spend some Spend all Spend before you receive it? Change your money habits.  Develop the saving habit rather than the spending habit. Reverse the cash flow equation to make your savings program work: Income-Savings=Expenses.  Pay yourself first and put in your savings program. Be prepare for major lifestyle changes.  […]

Is your career important to God? First, let's consider what God says about your career. Ecclesiastes 2:24 (New International Version unless otherwise noted) says, "A man can do nothing better than to eat and drink and find satisfaction in his work. This too, I see, is from the hand of God." Realizing that about one […]